Courage-Bank – The next big thing in FinTech?

It happened on Apr 7th. I fell in love with the petrol station of courage. @haraldschirmer, who shared this on Twitter is guilty. I left a like and re-tweeted. Done! But it still sticks. Werner contacted me on XING, a German business social network and since then we are exchanging ideas and thoughts about the courage-bank.

Yesterday I finally figured out what attracts me to courage bank. It’s the financial analogy. One of my beliefs is that in near future money will loose its importance a bit. Other “currencies” will take over. You might have heard the buzzword sharing economy!? Many of us do have enough money to finance their basic needs. You might disagree for good reasons. There are still countries where people are living in poverty and can’t fulfill their needs. But many of you do live a quite enjoyable life.

What’s missing these days is different stuff. It is courage or for some it might be time. This is where many of us have a big need.


So what do we need in future when we want to do these alternative transfers? Don’t we need an infrastructure for this? First sharing platforms are growing already. So why shouldn’t there be platforms or even a whole “financial industry” for courage? Some methods can be easily applied:

  • Wire transfer of courage – online from person to person
  • If you need a lot? Do Crowdfunding!
  • The ATM offers courage cash. Real courage from real persons.
  • ETF plans – share some courage on a regular basis and get returns!

What do you think? Stupid ideas? Crazy? Or long needed? You got ideas for the courage bank? Let us know! Looking forward to your comments…

… comming soon

Currently we are preparing an english version of our “Mut-Zapfsäule”, can we call it “Courage-gaspump” the cut-out sheet will be available soon.

is available now: Download

Let our umbrella grow…


As a Community of Courage we wont to grow all over the world. We collected Courage in different Languages:

Courage – Mut –  el coraje – coraggio – odwaga

Do you know Courage in an other Language, please send us per eMail or as a Comment.

How it began

Three weeks ago at the Agile Monday at Nuernberg we created the “Mut-bank” = “Courage-Bank” and startet with the Website some days later we met Denise from London and talked about a Network of People to grow up Courage worldwide.

Today we startet with this Page, it is only “draft” so please visit us again to see whats going on.

To get the german version visit

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